There are so many ways in which criminals can get hold of your personal details to commit fraud however one of the popular ways is simply to rummage around your garbage to hunt down bank statements, utility bills and anything else on it that might help with their illegal activities. Things such as NI number, date of birth and sort code. You really don't want these people to get their hands on these details which is why it's important you find a way of getting rid of it. Simply tearing up the paper in half is going to do nothing to deter a criminal. Instead you should look to buy a paper shredder.

Shredders Are Affordable

You might think that this is going to cost you a lot of money however it doesn't have to be and they're a lot more affordable than they used to be. When looking for a shredder you might feel overwhelmed by the choice. Ultimately you should be looking at the features on offer because some are just basic paper shredders whilst others offer addition features you might simply not need. Have a look at what's on the market to get a feel of things and think about what you would like in your shredder.

Consider The Cut

shredderA feature you will see being talked about is the cut that's used. There are basically three different kinds of cut on offer and these are straight, cross and confetti. The least secure of all the methods is the straight cut because, if someone really wanted to put all the pieces together they could. Whereas the confetti cut is the most secure because it really would be near impossible for anyone to put all the bits of paper back together. You might feel tempted to go with the straight cut because it's the cheapest but this isn't a wise choice because you want the shredder to protect your personal data and the straight cut isn't all that brilliant. It's certainly better than nothing of course.

How Much Space Do You Have?

You'll also want to think about the size of the shredder you buy. A lot of people have small homes and don't want anything big and bulky. Therefore a handheld or desktop shredder might be the better option. The problem is that because of their smaller size they are unable to cope as well with larger items of paper that you get for letters. Instead you would have to fold them in half or only use them from receipts which are much smaller any way.

You Can Shred More Than Just Paper

Of course, personal details aren't just kept on paper these days. We live in a multi-media society where there are CDs, DVDs and credit cards. If you pay extra for your shredder, you'll be able to buy one that can shred these other items too. If you don't keep personal data on CDs and DVDs it's probably a feature that it's all that important to you. When it comes to destroying a credit card you can just use a pair of scissors to cut it up into tiny bits.

Hopefully you will now have a pretty good idea of what you want from your shredder. It's not that straight forward but at the same time it's not too complicated. Just think about how much paper you have to destroy and such like.
Tags: shredding, fraud, paper